We finance single-family homes, condos, townhomes, fix-and-flip projects, and 2– 10 unit residential properties as well as mixed-use building, short-term rentals, and commercial real estate.

You can access up to 85% of your property’s value through our investor cash-out programs, depending on the property type and market. Best of all, no personal income documentation is required — qualification is based on the property’s rental income and overall performance.

A DSCR (Debt-Service Coverage Ratio) loan is designed for real-estate investors. It measures whether the property’s rental income covers the mortgage payment and expenses, allowing you to qualify without traditional income documentation.

Yes. You can refinance to lower your rate, pull cash out for your next deal, or switch from private or hard money financing into a long-term rental loan.

Yes. We work with lenders who allow you to use land equity or existing property equity toward your construction project or down payment.

Most investor loans close in 7–15 days, depending on appraisal and title timelines. Our streamlined process and experienced team help move deals quickly.

Minimum credit score requirements start around 620, though better terms are available for borrowers above 680.

Yes — even if it’s your first rental or investment property, we’ll walk you through the process and help you structure financing for your long-term goals.

Some investor programs include a 1- to 3-year prepayment period. We’ll review your options upfront so you can choose the structure that fits your investment strategy.

Absolutely. Your information is encrypted and never shared with third parties without your consent. We take data privacy seriously and comply with all financial-industry standards.

Click “Check Your Eligibility” and answer a few quick questions or book a quick call. You’ll receive a personalized loan scenario and next steps to get your investment property financed fast.